Many have noted that JPMorgan came to the assistance of the federal government during a dark time, and banks may use their treatment as an example to not step in during the next financial crisis.
"My only hope is that the next time a large financial institution gets into trouble and the government calls a large bank CEO to help with a bail out that he chooses not to pick up his phone," said bank analyst Gerard Cassidy of RBC Capital Markets.
It was noted that since 2008, Bear Stearns and Washington Mutual -- which they absorbed a few years ago -- may have netted a profit of $16 billion, which would trump the $13 billion in fines.